I have provided home loans to my community and nationwide for over 20 years. I specialize in First Time Home Buyers / 2nd Home / Investment Properties / Refinances / Self Employed loans / Renovation Lending. I have 30yr, 25yr, 20yr and 15yr fixed programs as well as 3/1, 5/1, 7/1, and 10/1 Arms with Interest Only Options- Conventional, FHA and Veteran loans. I have the IHDA grant up to $10k. Ask me about my financing with no closing cost today! Referral Partners / Friends: The quality of our lives is the quality of our relationships. I am here to add value to your business, our friendship and overall the quality of our lives. We will grow while making a difference in the world. One deal at a time!#determination #extraordinary